Debiting the end-user is done with the DirectDebit instruction.
Immediately after the request has been accepted for processing, a pending notification is sent to the NotificationURL.
JSON
{
"method": "pending",
"params": {
"uuid": "258a2184-2842-b485-23ca-293425152415",
"data": {
"orderid": "87654567",
"accountid": "1234567890",
"messageid": "98348932",
"notificationid": "4876513450",
"amount": "98.02",
"currency": "GBP",
"paymentdate": "2024-01-05",
"timestamp": "2010-01-20 14:42:04.675645+01"
},
"signature": "fVhjuMqbsH0Ku ... S16VbzRsw=="
},
"version": "1.1"
}If the direct-debit could not be processed, a cancel notification is sent.
JSON
{
"method": "cancel",
"params": {
"uuid": "258a2184-9021-b874-21ca-293425152415",
"data": {
"orderid": "87654567",
"messageid": "98348932",
"notificationid": "4876513450",
"attributes": {
"reason": "ERROR_CHARGE_NOT_APPROVED",
"details": "BACS ARUDD_1(INSTRUCTION CANCELLED BY PAYER)",
}
},
"signature": "F6+hjuMqbsH0Ku ... S16VbzRsw==",
},
"version": "1.1"
}When funds have credited the account, a credit notification is sent.
JSON
{
"method": "credit",
"params": {
"signature": "D67hjuMqbsH0Ku ... S16VbzRsw==",
"uuid": "258a2184-2842-b485-25ca-293525152425",
"data": {
"orderid": "87654567",
"messageid": "98348932",
"notificationid": "9876543456",
"amount": "90.02",
"currency": "GBP",
"timestamp": "2010-01-20 14:42:04.675645+01",
"attributes": {
"reference": "TRLY80494-1001",
"statement": "TRLY80494-1001"
}
}
},
"version": "1.1"
}If a previously credited direct-debit is reversed, a debit notification is sent for the same order. This basically means that the funds where sent to the merchant account and later sent back to the end-user account.
JSON
{
"method": "debit",
"params": {
"uuid": "258a2184-2842-b485-25ca-293525152425",
"data": {
"orderid": "87654567",
"messageid": "asdfasdasdf",
"notificationid": "9876543456",
"amount": "90.02",
"currency": "GBP",
"messageid": "98348932",
"timestamp": "2010-01-20 14:42:04.675645+01",
"attributes": {
"reference": "TRLY80494-1001",
"statement": "TRLY80494-1001",
"reason": "ERROR_CHARGE_NOT_APPROVED",
"details": "BACS ARUDD_1(INSTRUCTION CANCELLED BY PAYER)"
}
},
"signature": "D67hjuMqbsH0Ku ... S16VbzRsw==",
},
"version": "1.1"
}